We’ve partnered with Klarna to give you a better shopping experience.
It's Smooth and Simple
When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase.
Pay in 3 Instalments
Split your purchase into three equal payments so you can spread the cost of your purchase over time. (UK customers only.) Enter the credit or debit card details of your choice and make automatic payments every 30 days. Your first instalment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. No interest or fees - when you pay on time. No impact to your credit score.
You're able to use Klarna Finance to make your purchase and pay over 6 months or 12 months. (UK customers only.) 6 months financing is interest free and you are required to pay a deposit of 10% of the order upfront. 12 months financing is interest bearing (19.9% APR) and you are required to pay a deposit of 10% upfront also.
6 Months Interest Free
Representative example: Based on your order of £1,250.00 and an initial deposit of £125.00 will be required. Total amount of credit is £1,125.00 spread across a 6 month term at an interest rate of 0.00% p.a (fixed), equating to 5 monthly payments of £187.50 and a final payment of £187.50. 0.00% APR representative. Total cost of credit is £0.00
12 Months Interest Bearing (19.9% APR)
Representative example: Based on your order of £1,250.00 an initial deposit of £125.00 will be required. Total amount of credit is £1,362.51 spread across a 12 month term at an interest rate of 19.90% p.a (fixed), equating to 11 monthly payments of £103.30 and a final payment of £101.21 19.90% APR representative. Total cost of credit is £112.51.
How to shop with Klarna
|Add item(s) to your cart and head to the checkout.||Select Klarna at the checkout to pay for your purchase.||Manage your orders and payments in the Klarna app.|
The best way to shop.
See all of your purchases in one place, pay any open balances, explore unique content and much more in the Klarna app. You can also log into your Klarna account at https://app.klarna.com/login. If you need any help, our Customer Service is there for you.
Safe and secure.
Klarna has strong anti-fraud controls in place to protect our customers and prevent fraudsters from making unauthorized purchases.
Frequently Asked Questions
If you return some or all of your order, Klarna will issue you with a new statement as soon as the online store processes your return. Follow the retailer's return instructions and make sure to keep the tracking number of your return. Log into your Klarna account and select “Report a return” so that your statement is paused. As soon as the retailer has registered your return, we will send an adjusted invoice.
You do not need to pay for goods that are received damage, broken or faulty. Follow the retailers dispute instructions and make sure to “Report a problem” in your Klarna account to pause your statement until you’ve resolved the dispute with the retailer. As soon as the retailer has registered your cancellation or your return, the refund will be processed within 5-7 business days.
You do not need to pay the statement until you have received your order. Contact the retailer for an update on the delivery. Make sure to log into your Klarna account and “Report a problem” to pause your statement until you’ve received your order.
If your statement does not match your order details, please contact the retailer directly for a correction of your statement. Make sure to log into your Klarna account and “Report a problem” to pause your statement until the details have been corrected.
Klarna will automatically attempt to collect your second instalment from the debit or credit card that you entered at checkout. If the payment cannot be collected on the scheduled due date Klarna will make a further attempt to automatically collect payment 7 days later and again 7 days afterwards. Customers will only be charged late fees if they have failed to pay after they have received multiple friendly reminders to encourage repayment, and after the set grace period has passed. For a structure of the fees, please see the terms and conditions signed with Klarna when processing your order. Your credit score will not be impacted by using Klarna’s ‘Pay in 30 days’ or ‘Pay in 3 instalments’ product even if you have failed to pay on time. If you fail to make a payment you will be in default, and may be unable to use the service in the future. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on our behalf. Debt collection agencies are used as a last resort.
Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smoooth, adding value for consumers and retailers with unique payment options and superior customer experience.
Klarna has 3,500 employees across 17 countries, and is the pioneer in pay later options, trusted by 90 million shoppers with 250,000 merchants working with us worldwide.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Klarna Bank AB (publ) is the lender and we act only as the introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply.
Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.
Dinny Hall Statement
DHTG LTD T/A Dinny Hall is not a lender and acts only as an introducer. Please spend responsibly. Missed payments may affect your ability to use Klarna in the future. Applicants for Klarna's Pay in 3 instalments and Pay in 30 days credit agreements must be 18+, UK residents only. No interest, no fees - when you pay on time. T&Cs apply. klarna.com/uk/terms-and-conditions
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
DHTG LTD T/A Dinny Hall is authorised and regulated by the Financial Conduct Authority (FCA FRN 967638) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Bank AB (publ). Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.